benefits

  • Become debt free in as little as 12 - 36 months!
  • One simple, low monthly Payment!
  • Avoid Bankruptcy!
  • Reduce total balances by 40-60%*!
  • Home Ownership not required!
*Settlement estimates of 40-60% are examples of past performance and are not intended to be of future settlement results. Results may vary based on individual curcumstances.

Still have questions? Then click here to Apply for a free consultation.

Welcome to Pathway Financial Management

Refinancing

Refinancing your home to consolidate your high interest debt is the quickest and usually most cost effective way towards becoming debt free! If you have noticed the homes in your area have been selling higher than what you originally purchased your home for our credit counseling agents will like to explore this consolidation solution with you.

The benefits of refinancing your home to consolidate your debt:

  • Lower your overall monthly payments.
  • Pay off high interest creditors immediately.
  • You are consolidating high interest compounding DAILY debt to simple interest which is compounded only on a monthly basis.
  • Deduct the interest on your refinance on your taxes.
  • Your credit rating starts to improve quickly.
  • You are consolidating all your bills into one simple monthly payment.
  • You have the flexibility to take out cash to put into a savings account - so you don't have to reach for the credit cards!
  • Refinancing allows you to typically skip a months payment on your mortgage.